This page contains the legal terms and policies that govern Paruto’s services, platforms, and content. By engaging Paruto or using any of our offerings, you agree to the applicable terms outlined below.
Last updated: January 2026
These General Terms and Conditions (“Terms”) govern all services, engagements, platforms, and content provided by Paruto Group, including its operating units such as Paruto Media, Paruto Academy, and Paruto Music (“Paruto”, “we”, “us”, “our”).
By engaging Paruto, accessing our platforms, or using any of our services, you agree to be bound by these Terms, together with any applicable service-specific terms.
Paruto provides creative, media production, digital and technology services, education and training, music and content production, event coverage, and subscription-based services.
The specific scope of any engagement is defined in an agreed proposal, quotation, statement of work, or service agreement.
“Client” refers to any individual, organization, or entity engaging Paruto’s services.
“Services” refers to the work or deliverables agreed between Paruto and the Client.
“Deliverables” means the final outputs expressly agreed in writing.
Headings are for convenience only and do not affect interpretation.
An engagement with Paruto is formed when:
A proposal, quotation, or statement of work is accepted in writing, and
Any required advance payment is received.
Verbal agreements are not binding unless confirmed in writing by Paruto.
Fees are as stated in the agreed proposal or invoice.
All invoices are payable within the stated payment timeline.
Fees are exclusive of applicable taxes unless stated otherwise.
Paruto reserves the right to suspend services or withhold deliverables for late or non-payment.
Cancellations, refunds, and rescheduling are governed by the applicable service-specific terms.
Where no specific policy applies:
Fees for work already completed remain payable
Advance payments may be non-refundable
Unless otherwise agreed in writing:
Paruto retains ownership of all intellectual property created during service delivery
Upon full payment, Clients are granted a non-exclusive, non-transferable license to use final deliverables for their intended purpose
Raw files, source files, and working materials are excluded unless expressly stated.
Both parties agree to keep confidential any non-public information obtained during the course of an engagement, except where disclosure is required by law.
Paruto shall not be liable for any indirect, incidental, or consequential damages.
Paruto’s total liability for any claim shall not exceed the total fees paid by the Client for the specific service giving rise to the claim.
The Client agrees to indemnify and hold Paruto harmless against claims, losses, or damages arising from:
Client-supplied content
Misuse of deliverables
Breach of these Terms
Paruto shall not be liable for delays or failure to perform caused by events beyond reasonable control, including acts of God, government actions, power failures, security incidents, or natural disasters.
These Terms are governed by the laws of the Federal Republic of Nigeria.
Any disputes shall first be resolved amicably. Where resolution is not possible, disputes shall be subject to the exclusive jurisdiction of Nigerian courts.
Paruto reserves the right to update these Terms from time to time. Updated versions will be published on our website and take effect from the date indicated.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
These General Terms apply to all Paruto services.
Where service-specific terms apply, those terms shall supplement and, where necessary, prevail over these General Terms.
For questions or clarifications regarding these Terms, please contact Paruto before engaging our services.
These terms apply to all photography, videography, branding, documentary, design, and creative production services provided by Paruto Media.
All creative services are delivered strictly based on an agreed proposal, quotation, or statement of work. Any service not expressly stated is excluded.
Creative concepts, scripts, designs, or shot lists must be approved before production begins. Requests for changes after approval may affect timelines and attract additional fees.
Revisions are limited to what is stated in your agreement.
Revisions do not include a change of concept, style, or creative direction once approved.
Additional revisions may incur extra costs.
Production timelines are agreed in advance. Delays caused by late approvals, rescheduling, or lack of access may result in revised timelines or additional charges.
Overtime or extended shoot hours are billed separately where applicable.
Paruto retains ownership of all raw footage, photographs, and project files.
Upon full payment, clients receive a non-exclusive license to use final deliverables for their intended purpose.
Raw files are not included unless expressly agreed.
Paruto may showcase completed work for portfolio and promotional purposes unless otherwise agreed in writing.
Project files may be stored for a limited period. Long-term storage or retrieval is not guaranteed unless specifically contracted.
These terms apply to website development, digital platforms, software solutions, and related technical services.
Project scope, milestones, and timelines are defined in an agreed statement of work.
Clients are responsible for ensuring that all content supplied (text, images, logos, videos) is accurate, lawful, and properly licensed.
Paruto is not responsible for infringement arising from client-supplied materials.
Unless otherwise agreed, Paruto retains ownership of underlying code and designs.
Clients receive a license to use the final product for its intended purpose.
Some projects rely on third-party tools, plugins, hosting providers, or platforms. Paruto is not responsible for their performance, availability, or updates.
Ongoing maintenance or support is only provided where expressly contracted. One-off projects do not include post-delivery support.
Paruto is not liable for data loss, service interruptions, cyber incidents, or indirect damages beyond our reasonable control.
These terms apply to all courses, mentorships, workshops, trading education programmes, and digital tools offered by Paruto Academy.
All content is provided strictly for educational purposes. Nothing provided constitutes financial, investment, or professional advice.
Trading and financial activities involve significant risk. Past performance does not guarantee future results.
Paruto does not guarantee profits, outcomes, or performance from any training or mentorship programme.
All course materials, videos, tools, and content remain the intellectual property of Paruto.
Participants receive a limited, personal, non-transferable license for use. Redistribution, resale, or recording of sessions is prohibited.
Paruto reserves the right to suspend or terminate access for misuse, misconduct, or breach of these terms.
Refund policies are communicated at the point of enrollment and vary by programme.
These terms apply to recording sessions, live sessions, music videos, and collaborative projects under Paruto Music.
Unless otherwise agreed, Paruto owns all master recordings and audiovisual content produced during sessions.
Artists may receive licensed usage rights upon full payment.
Credits will be applied as agreed in writing. Where no agreement exists, standard industry crediting applies.
Paruto may use recorded content for portfolio, promotional, and marketing purposes unless restricted in writing.
Artists consent to audio and video recording and use of their likeness during sessions.
Late cancellations may result in partial or full session fees being charged.
These terms apply to conferences, concerts, corporate events, and live productions.
Clients must ensure venue access, adequate power supply, security, and a safe working environment.
Paruto is not liable for delays or interruptions caused by power failure, weather, venue restrictions, or security incidents.
Clients are responsible for damage caused to Paruto equipment by attendees or venue conditions.
Events beyond Paruto’s control may result in rescheduling without liability.
These terms apply to retainers, memberships, software tools, and recurring services.
Subscriptions are billed in advance on a recurring basis.
Subscriptions renew automatically unless cancelled within the stated notice period.
Failure to pay may result in suspension or termination of access.
Subscription fees are non-refundable unless otherwise stated.
Paruto is committed to protecting your privacy.
We may collect personal information such as names, contact details, payment information, and usage data.
Information is used to:
Deliver services
Communicate with users
Process payments
Improve our platforms and offerings
We apply reasonable safeguards and comply with applicable data protection laws.
Some services rely on third-party platforms. Paruto is not responsible for their privacy practices.
You may request access, correction, or deletion of your personal data, subject to legal requirements.
This policy governs the use of Paruto platforms, content, and services.
Users must not:
Copy, redistribute, or resell Paruto content
Infringe intellectual property rights
Engage in abusive, unlawful, or harmful behavior
Attempt unauthorized access to systems
Paruto reserves the right to suspend or terminate access without notice for violations of this policy
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